Ok so there are some very important things to take care of if you are going travelling and haven’t been living with mum for the last five years. There are people to inform that you are leaving the country. Below is a short list to consider when leaving your house, your job and the country:
- TV licence;
- Utility bill providers;
- Council Tax;
- Car insurance (money may be taken from your bank automatically at renewal date);
- Car breakdown cover (money may be taken from your bank automatically at renewal date);
- Your banks (prevents them from revoking access to your account in case of fraud);
- Your company needs to know where you want your final payment to be processed in enough time;
- HMRC – SEE BELOW!
When leaving the UK for more than a tax year we may be entitled to a tax refund, the company who set up my visa offered to claim it on my behalf … for a fee of course! All I had to do was read at the bottom of my P45 and it told me to download a P85 (click the link to the form), simply fill in the form, send with your P45 and wait for money to go into your bank if there is any due. It obviously depends on payments you have made to the tax system so not everyone is entitled to a refund, however, if you don’t call them or fill in the form you will never know. Best of all, no fee!